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Direct Tax Suite · Updated for FY 2025-26 & 2026-27

The Income Tax Tools Hub

Compare New vs Old Tax Regimes, compute HRA deductions, look up TDS section rates, and plan advance tax payments—100% free, browser-calculated, and researched against official CBDT rules and statutory provisions.

Flagship Income Tax Calculators

New vs Old Regime Calculator

★ Most Popular

Instant side-by-side tax comparison with updated slabs, ₹75,000 standard deduction, Sec 87A zero tax up to ₹7.75L, and 80C/80D/HRA deductions.

Calculate Tax Savings →

HRA Exemption Calculator

Section 10(13A)

Compute your exact house rent allowance tax exemption under Rule 2A across Metro (50%) and Non-Metro (40%) cities with zero hassle.

Calculate HRA Exemption →

8th Pay Commission HRA Calculator

Estimate

Estimate central government HRA for X, Y and Z cities under different 8th Pay Commission fitment factors.

Estimate Revised HRA →

TDS Section & Rate Finder

Interactive

Instant search for 194C, 194J, 194I, 194H, 194Q, 194A, and more. Filter by payment nature or section code with threshold limits and PAN rates.

Search TDS Sections →

Section 44AD Presumptive Tax

For GST Dealers

Compute 6% digital vs 8% cash deemed profits for businesses with turnover up to ₹3 Crores. Compare tax without audit or detailed books.

Calculate 44AD Profits →

Advance Tax Calculator

4 Installments

Calculate your quarterly advance tax installments (15%, 45%, 75%, 100%) and prevent penal interest under Sections 234B and 234C.

Plan Advance Tax →

TDS Rate Finder by Payment Type

Quick Lookup

Find the statutory TDS rate on salary, contractor bills, rent, professional services, dividend, and property purchase.

Look up TDS Rates →

Income Tax Slabs: New vs Old Regime

Applicable for Financial Year 2025-26 & 2026-27 (AY 2026-27 & AY 2027-28)

Section 115BAC Default
Income Slab (New Regime) New Tax Rate Income Slab (Old Regime) Old Tax Rate
Up to ₹4,00,000 NIL Up to ₹2,50,000 NIL
₹4,00,001 – ₹8,00,000 5% ₹2,50,001 – ₹5,00,000 5% (rebate u/s 87A makes tax nil up to ₹5 lakh)
₹8,00,001 – ₹12,00,000 10% (rebate u/s 87A makes tax nil up to ₹12 lakh) ₹5,00,001 – ₹10,00,000 20%
₹12,00,001 – ₹16,00,000 15% Above ₹10,00,000 30%
₹16,00,001 – ₹20,00,000 20% — —
₹20,00,001 – ₹24,00,000 25% — —
Above ₹24,00,000 30% — —
Standard Deduction: ₹75,000 under New Regime vs ₹50,000 under Old Regime.
Health & Education Cess: 4% applied on total income tax across both regimes.

Expert Income Tax Guides

HRA Exemption Calculation Guide 2025-26 with Worked Examples

Full rule 2A step-by-step calculation with salary breakdown, metro vs non-metro difference, and rent receipts.

New vs Old Tax Regime 2026: Which Saves More Money?

Comprehensive breakdown at ₹7.5L, ₹10L, ₹15L, and ₹25L salary levels with real tax saving calculations.

TDS Section List & Rate Chart 2025-26: Thresholds & Sections

Complete table covering 194C, 194J, 194I, 194H, 194Q with updated budget provisions and PAN penalties.

Section 44AD for GST Dealers: 6% vs 8% Presumptive Tax

How GST-registered traders and MSMEs can legally declare presumptive income and eliminate bookkeeping burdens.

Frequently Asked Questions

What income-tax tools are available on this hub?
The hub links to a new-versus-old regime comparison, an HRA estimate, a TDS section finder, a Section 44AD calculator, and an advance-tax calculator. Each tool has its own inputs and limitations; review the linked page before using a result.
Should I use FY 2025–26, AY 2026–27, or Tax Year 2026–27?
Income earned during FY 2025–26 is reported for AY 2026–27 under the Income-tax Act, 1961. Income earned from 1 April 2026 is Tax Year 2026–27 under the Income-tax Act, 2025. Match the period and Act shown in the relevant tool to your income; official transition guidance explains which framework applies.
Check official Income Tax Department guidance ↗
What is the new-regime rebate limit for AY 2026–27?
For AY 2026–27, official Income Tax Department guidance says an eligible resident individual may receive a rebate of up to ₹60,000 under the new regime when total income does not exceed ₹12 lakh. Eligibility conditions, marginal relief, and income taxed at special rates can affect the result, so verify your circumstances before relying on an estimate.
Check official Income Tax Department guidance ↗
What standard deduction applies to salary for AY 2026–27?
For AY 2026–27, the Income Tax Department lists a standard deduction of up to ₹75,000 under the new regime and up to ₹50,000 under the old regime, limited to salary where that is lower. Confirm the applicable period and current official guidance before filing.
Check official Income Tax Department guidance ↗
How does the new-versus-old regime comparison work?
Enter the same income and relevant deductions for each option so you can compare estimates on a like-for-like basis. The result depends on your inputs and may not represent every special-rate income, exemption, eligibility condition, or filing rule.
Can a GST-registered business use Section 44AD?
GST registration by itself does not establish eligibility. Section 44AD is available only to specified resident taxpayers carrying on an eligible business and subject to statutory conditions. The turnover threshold is generally ₹2 crore and can rise to ₹3 crore when cash receipts do not exceed 5% of turnover; verify all conditions for the relevant year.
Check official Income Tax Department guidance ↗
Does Section 44AD cover professional income?
Section 44AD is for eligible businesses, not a general presumptive scheme for professional receipts. Certain specified professions may fall under Section 44ADA if its conditions are met; other cases may follow regular computation rules. Confirm the classification and eligibility from current official material.
What information does the HRA calculator use?
The HRA calculator uses the salary, HRA received, and rent figures you enter to estimate an exemption under its displayed method. It does not verify rent records, employment details, tax-regime eligibility, or whether the entered figures are correct.
What can the TDS section finder help me look up?
It lets you search listed TDS sections by payment type or section code and review the rates and thresholds shown on the page. The correct provision depends on the payer, payee, payment, tax period, and other facts, so cross-check with current official guidance.
Do these tools file an income-tax return or pay tax for me?
No. They provide estimates and reference information only. They do not prepare or submit your return, make a tax payment, or confirm that a filing is complete.